9th September 2021

Taking the emotion (and colour!) out of investment decisions

The psychology of investing is fascinating. There are so many behavioural traps that investors may find themselves falling into as markets fluctuate and knee jerk reactions take hold. The anchoring trap is a prime example, where investors over rely on their perceptions of an investment which may be totally incorrect, rather than being flexible in […]

3rd September 2021

Economic Review – August 2021

Strong second quarter growth The latest gross domestic product (GDP) figures showed that the UK economy grew strongly in the second quarter, although more recent survey evidence does suggest the recovery is losing momentum. Data published by the Office for National Statistics (ONS) revealed the economy grew by 4.8% in the second quarter of this […]

26th August 2021

Social media and the younger investor

The Financial Conduct Authority (FCA) is concerned about the influence social media is having on younger investors, who it believes are taking on significant financial risks. This younger, more diverse group of investors, it said, is highly reliant on social media platforms such as YouTube, Instagram and TikTok for investment tips and advice, but lacks […]

Property Market Review – August 2021

Investment in student accommodation nears £2bn in H1 The latest data from Knight Frank shows that investor appetite for purpose-built student accommodation (PBSA) was strong in H1, despite the sector being adversely impacted by the pandemic, with restrictions limiting international travel and disrupting study for a large proportion of students. The sector is in a […]

25th August 2021

Keeping up with the Joneses? – your personal goals matter more

Did the way some people tend to crave and display material success all start with yuppies and Harry Enfield’s ‘Loadsamoney’ character in the 1980s? No, it goes back much further, to 1913, when a New York Globe comic strip ‘Keeping Up With the Joneses’ first appeared and created an enduring, meaningful expression. Envy about others’ […]

17th August 2021

Stay one step ahead

Nearly a third of homeowners (31%) would only consider purchasing protection insurance if they fell ill1 – too late to support them financially if they couldn’t work. Other triggers for taking out protection cover include a change in employment status (25%) or having an accident (24%), while 22% say there is no circumstance that would […]

10th August 2021

Economic Review – July 2021

UK growth forecast upgraded The International Monetary Fund (IMF) has sharply increased this year’s growth forecast for the UK, although recent data does suggest the country’s strong economic rebound has begun to slow down. In its latest assessment of global economic prospects, the IMF highlighted a worrying divergence in fortunes between rich and poor nations, […]

4th August 2021

Multi-jobbers – listen up!

Workers on lower salaries with more than one job are at risk of a poorer retirement, as they miss out on employer pension contributions, a new study has concluded1. Excluded from auto enrolment Auto enrolment was introduced to encourage people to save more in their pensions during their working years. Under the scheme, employers are […]

29th July 2021

Property Market Review – July 2021

Moratorium on commercial evictions extended The government has announced an extension to the moratorium on commercial eviction due to rent arrears until 25 March 2022. The scheme has been extended to give hospitality businesses and nightclubs, which have operated under restrictions for the entirety of the pandemic, and which came under increasing pressure when the […]

28th July 2021

In the News – Money

Holiday selfie could invalidate insurance With travel back on the agenda for many, think twice before posting a holiday selfie on social media. Your insurer may consider this as advertising the fact that you are away from home, leaving your property unoccupied and invalidating your insurance cover. Unfortunately, more and more criminals are using social […]