10th December 2018

Half of pensioners plan to work on into retirement

Retirement is a much more fluid concept than it once was. According to a recent survey1, 54% of respondents who were considering working into retirement, or who were already doing so, said they valued the opportunity to keep active in mind and body. Around 8% of those scheduled to retire in 2018 have postponed their […]

What are the main asset classes?

With investing, the old saying ‘don’t put all your eggs in one basket’ rings true. To improve the potential for long-term gains and spread risk, the best advice is to diversify your investment across a range of companies, asset classes and geographical regions. This helps to minimise the impact a poor performing economic region or […]

30th November 2018

A majority of Britons are ‘Trend Spenders’

A recent survey2 shows that many of us spend with our hearts rather than our heads. ‘Trend spenders’ don’t feel overly worried about splashing out and are keen to maintain their lifestyle, and are the largest group among the financial personality types. By contrast, less of us are defined as ‘Skilled savers’ and ‘Budget gurus’. […]

5th November 2018

Is your family financially-savvy?

Do you discuss financial matters with your children? In the UK, we can be very reticent when it comes to having family conversations about money. But as our children grow, they need to know the financial basics in order that one day they can successfully manage their own money. So, knowing how to draw up […]

2nd November 2018

Economic Review October 2018

Does the budget signal and end to austerity? Philip Hammond used his Autumn Budget Statement to declare: “the era of austerity is finally coming to an end“. However, while the Chancellor did certainly loosen the purse strings, his bold pronouncement may be a little premature.   Mr Hammond’s Budget Speech delivered on 29 October was […]

1st November 2018

What’s in store for the global economy?

The last few months have seen the release of positive economic reports and grounds for optimism remain with regards to future growth rates, certainly in terms of the US economy. However, while no one is currently predicting the onset of a sharp slowdown or recession, there are signs that the global economy may be starting […]

30th October 2018

Budget Update Autumn 2018

AUTUMN BUDGET OCTOBER 2018 Philip Hammond, the Chancellor of the Exchequer, delivered a Budget which he declared “shows the British people that their hard work is paying off”. Mr Hammond wasunder intense pressure to loosen the purse strings. He did announce several new cash injections, while suggesting that “the era of austerity is finally coming […]

11th October 2018

Economic Review September 2018

GROWTH PICKS UP BUT BREXIT FEARS LOOM LARGE Although the UK economy recently recorded its fastest rate of growth in almost a year, Brexit-related uncertainties continue to cast a shadow over future growth prospects. Data released by the Office for National Statistics (ONS) shows that gross domestic product rose by 0.6% during the May–July period […]

9th October 2018

Why you should avoid protection procrastination

People put off buying life insurance for a variety of reasons, and they shouldn’t. Not only does life insurance give valuable peace of mind to families up and down the country, each year insurers pay out millions of pounds to families to help ease the financial strain caused by life’s unexpected events. Here are a […]

28th September 2018

Early retirement could disappear by 2035, so it’s time to plan

As the state pension age rises, life expectancy increases, and final salary pension schemes become a thing of the past, it looks likely that more workers will remain in employment for longer in order to be able to build up sufficient funds for their retirement years. According to analysis by Aviva1, the number of people […]